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California Online Voter Guide

November 2014 General Election

24th edition

Voter Guide toolbar - President selected Propostions Statewide Congress

Proposition 45 - Healthcare Insurance. Rate Changes. Failed

Initiative Statute


Official Summary:

Requires Insurance Commissioner's approval before health insurer can change its rates or anything else affecting the charges associated with health insurance. Provides for public notice, disclosure, and hearing, and subsequent judicial review. Exempts employer large group health plans. Fiscal Impact: Increased state administrative costs to regulate health insurance, likely not exceeding the low millions of dollars annually in most years, funded from fees paid by health insurance companies.

What a Yes or No Vote Means

A YES vote on this measure means: Rates for individual and small group health insurance would need to be approved by the Insurance Commissioner before taking effect.

A NO vote on this measure means: State regulators would continue to have the authority to review, but not approve, rates for individual and small group health insurance.

Official Voter Guide page

This page features the Legislative Analyst's analysis, pro-con arguments and the full proposition text.

Campaign Web Sites and Contact Information

Who Signed the Ballot Arguments Media Coverage

News articles and editorials are available from Voters Edge

Follow the Money




This page was first published on September 7, 2014 | Last updated on November 4, 2015
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